By: Sandy
I have a free checking and savings account with USAA Federal Savings Bank. They refund other banks’ ATM fees. This is great for me locally or when I travel out of State. I have direct deposit, but on...
View ArticleBy: FinanceAndFat
Cool, I just can’t decide how I want to manage my checking accounts. I currently have three with different banks and I have yet to find my perfect system. I’m not sure if I can ditch the local bank...
View ArticleBy: JM
I stumbled across the same system! Like Susy (3:17) I keep about $500 in my local bank’s account, except my local bank (Commerce Bank) is being gobbled up by TD Bank. Commerce charges me no fees...
View ArticleBy: Also Dave
Jen, I have a seller financed mortgage, and have been deposited my monthly mortgage check into the seller’s checking acct at the local bank each month for the past 4 years. So, I already had the...
View ArticleBy: Frugaljane
Frugal Bachelor, If you have a $10 bill (or any amount), any bank should be willing to give you a roll of quarters. Before I got a washer and dryer at home, I just exchanged my bills for rolls of coins...
View ArticleBy: Louise
@Frugal Bachelor Maybe Frugal Bachelor is joking, but the reason Frugal Bachelor has never seen an ING in person is that they are online only (which is why they offer relatively high interest on...
View ArticleBy: Danny
Here is what we do: Chase Freedom credit card to buy everything (food, gas, clothes, etc.), even bills, tuition, and rent. The rewards % is great. We use it like a debit card, and never carry a...
View ArticleBy: sp
I have two checking accounts. One is a free checking account with a local bank, because I often deposit expense checks and rolled coins (try depositing coins at an online bank!). I also have my...
View ArticleBy: Chris
I do this same thing, but my primary bank is USAA Federal Savings Bank. I HIGHLY recommend you check it out. They have an insurance company you can only use if you are active or retired military, but...
View ArticleBy: Chris
We use two checking accounts to keep a simple budget. One checking account is for “Fixed Expenses” (e.g. savings, mortgage, auto insurance, utilities) — things that we know will occur regularly if not...
View ArticleBy: Kamantha
I have actually 3 checking accounts. I have a main checking account from Citibank. Then I have one that I keep $200 in at the Credit Union (never know when you might need a loan or something) and I...
View ArticleBy: EA
I’m getting ready to do the same thing. I’m a former NetBank customer, and since Netbank’s accounts were purchased by ING Direct I now have an Electric Orange account. After Dec 7th I won’t be able to...
View ArticleBy: Beth
I second the recommendation for USAA. I use them for 100% of my banking now and have been extremely satisfied. I didn’t realize that mere mortals (non-military or military-relatives) could use their...
View ArticleBy: kath
I do the same thing as Meg 5:40pm does. I have one account for my fixed expenses and automatic withdrawals, and another for discretionary spending- gifts, entertainment, kids piano lessons, extras. It...
View ArticleBy: Sandy
USAA also does mortgage loans and home equity loans. I had both with them, paid them off last month (yah!) and after I paid off my house, they pre-approved me for a $125,000 heloc, which I will never...
View ArticleBy: MikeVx
I have 4 checking accounts. One with a credit union that is part of the co-op ATM network (free ATMS nearly everywhere!), one is with an area bank that I use as a debit card account, one at another...
View ArticleBy: bankelele
i live in Kenya where even as I wish I could have a no frills, no charge account, no bank has that product and we are stuck with very expensive bank fees. The best we can get are flat fee accounts,...
View ArticleBy: Tony Roberts
Coulee Bank ( http://www.couleebank.net ) offers an incredible 6.01% APY with their Rewards Checking account. The rate is easy to earn. All you have to do is make 10 check card transactions a month,...
View ArticleBy: john
I use two accounts with the same bank. One for normal monthly expenses and the second as my personal “escrow” account. Each pay I tranfer 1/2 of my mortgage payment (I get paid biweekly) and 1/8 of all...
View ArticleBy: Sue
As John in comment#48, I also have two accounts with the same bank. One of the checking is my main account where my pay is direct despoited and other one is paying off my credit card every month and...
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